Selecting A Credit Counselor; Asking The Right Questions.

When you find yourself thinking about using a credit counseling service, you need to be very careful. You need someone who will help you, not just some pushy sales associate who wants only to sign you up for their service.You are about to place your financial life in someone else's... Read More

How to Get Money When You Are Broke

(Money You Don't Have to Pay Back) 1. One way to get money is to have a yard sale and sell itemsthat you are getting ready to toss away because you don't wantthem any longer. 2. You can always gather shells at the beach and polish and turninto jewelry. 3.... Read More

The Effects of Consumer Debt

Consumer Borrowing Consumer borrowing in the UK has now crashed through the Ј1 trillion barrier. 80% of this is due to credit card borrowing, loans and mortgages. How are people managing to handle their debt and what effect is debt having on families today?The National Consumer Council reports that 6... Read More

Debt and Your Dreams

You may not realize what that credit card bill is doing to you?Bob is a 27 year old truck driver. He dropped out of college after one year and got a job. With hard work and good luck, he is making about $35,000 a year. Bob is passionate about remaining... Read More

Eight Ways to Consolidate Debt

Next to winning the lottery, a debt consolidation loan is a debtor's dream. With one monthly payment and a fixed monthly payment schedule, you can actually see an end to those monthly payments.In reality, consolidating bills isn't always easy. If you have a lot of debt, it can be hard... Read More

Are You Beating Up On Yourself About Debt?

When you hear the word "debt", whats the first thought or feeling that comes to you? For most people debt is "bad" or it becomes the "enemy" and is something that should be avoided like the plague.Having debt does not make you a bad person. The more a situation is... Read More

Worried About Debts?

Having trouble paying your bills? Getting dunning notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car?You're not alone. Many people face a financial crisis some time in their lives. Whether the crisis is caused by personal or... Read More

Dont Let The Good Times Bury You

It is vital to get rid of debt while things are going well. Yet the opposite is usually the case. Human nature is such that when we find ourselves living in good times, we let down our defenses. With our lives going great we seem to make the worst decisions.... Read More

Debt Consolidation and Personal Finances: Learn the Truth!

An inability to manage credit, growing debt and bankruptcy are all major problems today. On an average day, over 8,000 people file bankruptcy in the United States alone. The Internet is rife with companies that promise help and salvation; to the uninitiated, their words and assurances prey upon those wanting... Read More

UK Debt When Moving Abroad

The idea of moving abroad to escape debt seems to be more of a common practice these days. People with failed businesses or swamped in debt seem to think moving abroad will give them a fresh start, free from debt and allow them to build a new life.It became obvious... Read More

In The News:


Toronto Star

Despite odds, Greece's technocrat PM Papademos pulls off second bailout, debt ...
Minneapolis Star Tribune
Greece would have defaulted on its debts late next month, and might well have been forced to revert to a heavily devalued form of its former national currency, the drachma. The deal has come at a price, however. The country has agreed to change its ...
Markets Find Little Relief in Greek BailoutNew York Times
Greek lawmakers set to discuss private debt relief deal as unions plan anti ...Greenfield Daily Reporter
Greeks' elation at new debt relief is tempered by prospect of years of sacrificeToronto Star

all 1,052 news articles »

Charlotte Observer

Greeks' elation at new debt relief is tempered by prospect of years of sacrifice
Minneapolis Star Tribune
Article by: NICHOLAS PAPHITIS and THEODORA TONGAS , AP ATHENS, Greece - Greeks were torn between relief and foreboding on the news Tuesday that their country has received a new massive bailout — while the aid will protect them from a calamitous ...
In Greece, elation at new debt relief is tempered by prospect of new sacrifices660 News
Greece awaits decision on debt-relief packageCharlotte Observer
Greece needs extra relief to hit debt goalsFirstpost

all 6,541 news articles »

Mortgage relief faces a tax-law nightmare
The Seattle Times
The Mortgage Forgiveness Debt Relief Act — under which a reduction on mortgage principal as a result of a loan modification, short sale or foreclosure is not subject to federal income tax — will expire in 10 months, and there are early indications ...
The Nation's Housing: Tax break for mortgage relief may disappearTampabay.com
Financial Relief Law Center Launches Lien Elimination And Mortgage Rate ...Bradenton Herald

all 7 news articles »

Americans paid more credit card bills on time
Debtmerica Relief (blog)
However, while consumers had generally been more conscientious in their debt relief efforts, that trend changed in 2011. The average credit card debt carried per borrower rose $239 over the course of the year to a total of $5204, though that balance is ...

and more »

Canadian Customer Debt Relief Inc.
Eworldwire (press release)
22, 2012 --- Canadian Customer Debt Relief (CCDR) is different than other Canadian and American debt settlement companies and credit counseling agencies and offers the top 10 reasons: 1. CCDR does not charge any upfront or advance fees. 2.


Greek lawmakers rush to clear promised austerity
Marin Independent-Journal
Papademos briefed Papoulias on the results of Tuesday's eurozone meeting in Brussels that approved a new bailout for Greece, accompanied by a 107 billion euro debt relief program. "The decisions that have been made and those that will be made create ...

and more »

Korean Won Drops as Europe Debt Concern Persists; Bonds Steady
BusinessWeek
Euro-area finance ministers approved 130 billion euros ($172 billion) in aid for Greece yesterday by tapping into European Central Bank profits and coaxing investors into providing more debt relief. The Kospi Index of shares advanced 0.2 percent as ...

and more »

Govt Rejects US Conditions for Debt Relief, Slams Washington's Policies
AllAfrica.com
Khartoum — The Sudanese government on Monday rejected the conditions attached by the United States to cancelling all of Khartoum's $2.4 billion debt owed to it. The debt relief proposal was submitted last week by US president Barack Obama to Congress ...

and more »

Business Insider

What Lenders Won't Tell You About Debt Relief Loans
Business Insider
The National Endowment for Financial Education, NEFE, a nonprofit organization in Denver, is warning consumers about the pitfalls of so-called debt consolidation loans. A recent online poll, commissioned by NEFE, found that 75 percent of US adults said ...

and more »

Bloomberg

Icelandic Anger Brings Debt Forgiveness
Bloomberg
“You could safely say that Iceland holds the world record in household debt relief,” said Lars Christensen, chief emerging markets economist at Danske Bank A/S in Copenhagen. “Iceland followed the textbook example of what is required in a crisis.

and more »
Google News
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Debt Free and Carefree

Are you still clearing a mountain of debt amassed last... Read More

Credit Counseling or Bankruptcy: Which is Best for You?

People often get to a place where they simply can't... Read More

Debt Collectors; And what you can do to Get Them Out of your Life

FTC opinion letter on validation Section 809(a) of the FDCPA,... Read More

Slowing Spending - The Key To Your Debt Plans Success

Anyone who embarks on a debt reduction program should know... Read More

Establish Money Saving Goals For Added Success

Having something tangible to strive towards can work wonders for... Read More

A Debt Elimination Process Must Be Initiated From You.

The first and maybe most important step in a debt... Read More

Reduce Your Debt With These 5 Tips

It's never pleasant to realize that you're in financial hot... Read More

Corporate Debt Management ? Perspective on the Why

Entrepreneurs have a tough time in their formative years. They... Read More

Budgeting and Debt Management

Debt management (specifically unsecured) is the first step to taking... Read More

How to Negotiate Debt Settlement

People over extend themselves financially as a result of a... Read More

Bankruptcy Abuse

Bankruptcy is little more than a smack on the hand... Read More

How to Choose a Debt Settlement Company

As consumer debt continues to spiral out of control, debt... Read More

Eight Ways to Consolidate Debt

Next to winning the lottery, a debt consolidation loan is... Read More

Debt Recovery Can be Easy

OK, so you are up to your head in debt.... Read More

The 7 Secrets to Getting?and Staying?Out of Debt

As vice president of the American Credit Foundation, a nonprofit... Read More

The ONE Law You Should Be Breaking

There is a law all smart people break.Parkinson's law.Parkinson's law... Read More

Worried About Debts?

Having trouble paying your bills? Getting dunning notices from creditors?... Read More

Bank Like a Banker

The business of banking has changed dramatically over the last... Read More

Is Independence Overrated?

Happy Independence Day from The Money Motivator!If you don't celebrate... Read More

The Road to Debt Relief

Living with debt is not something someone hopes for, but... Read More

5 Ways to Get Out of Debt

It has been said that everyday more and more people... Read More

Debt Problems? You Can Negotiate With Your Creditors

It is always possible to negotiate with creditors ? even... Read More

Free Quick and Easy Money Saving Tips ? Part 2

Although many consumers would argue differently saving money doesn't have... Read More

What Is A FICO Score?

Your FICO score or credit score as it's commonly called... Read More

Should You Join a CCCS - Consumer Credit Counseling Service for Debt Relief and Financial Freedom?

Do You Need to Join a CCCS - Consumer Credit... Read More