19,178 Identity Theft Victims Per Day - Are You One Of Them?

Identity theft statistics are shocking. And we are told that it will only become worse, before it gets any better. Are you likely to be affected? According to recent studies, up to 7,000,000 people become identity theft victims each year, in the United States alone. That's over 19,000 cases a... Read More

Credit Damage: Getting Compensated for Your Loss

Until recently lawyers for victims of credit damage had little possibility to collect for damages beyond medical treatment, lost wages and property loss. Insurance companies threw up their hands in sympathy, claiming victims can only be compensated for what can be measured - tangible goods and services. But, what happens... Read More

3 Ways to Improve Your Credit Score by 50 Points In Less Than 30 Days

In Less Than 30 Days. "What can you do to increase that set of three numbers on your credit report that can be so important with your financing?" I came across this question as I was surfing discussion groups the other day. Check out my answer: Dear Friend, Here are... Read More

To Repair Credit Is No longer Satisfactory - Learn How To Earn A Millionaires Credit In 30 Days...

To repair your bad credit does not necessarily mean that you now have a good credit, absolutely not. When most people have bad credit, they either purchase a credit repair book or seek a credit expert help. But before you do anything about your bad credit you need to understand... Read More

4 Steps to Creating Good Credit

As a consumer you've learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score.A bad credit history... Read More

Beware of Falling Minimum Payments

If you opened a credit card statement recently and were pleasantly surprised to find that your minimum payment due was lowered, don't be so quick to "jump for joy". What may appear as a small boost to your monthly budget is actually the rock that can weigh you down in... Read More

Convenience Can Be Costly

You've just opened your credit card bill and attached to your statement you find a "convenience check" included. It may already be filled out with a dollar amount such as $300, $500, or even $1,000. Your mind fills with ideas of what you could buy with this "instant" money. A... Read More

Credit Repair Scams

"Erase Bad Debt !""Remove Negative Items From Your Credit Report"You've probably seen these headlines and others just like it promising to clean up or "fix" bad credit. For someone who suffers from a bad or poor credit rating, these headlines are certainly an appealing offer.Imagine finally being able to buy... Read More

Debit Card vs. Credit Card, What Are The Differences ?

Ah, the "good old days". If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday. You had to get there before the teller lanes closed so that you could have your "cash allowance" for the week. Otherwise,... Read More

How Healthy Is Your Credit

There's only one way to discover the "health" of your credit. You need to examine your credit report. Your credit report is your "consumer identity" that potential lenders will use to judge your credit worthiness.Use these tips to give your credit profile the "tune-up" it needs for 2004.Tip #1- Check... Read More

In The News:


Toronto Star

Greek Credit Downgraded Even With Bailout
Voice of America
February 22, 2012 Greek Credit Downgraded Even With Bailout VOA News The Fitch financial services company is again downgrading the credit rating of Greece, saying that the debt-ridden country is "highly likely" to default on its financial obligations ...
Greece's credit rating downgraded further into junk statusToronto Star
Fitch cuts Greece's credit rating two notches to 'C'Economic Times
Greece Cut to Default Cusp as Fitch Takes First Ratings StepSan Francisco Chronicle
Forbes -NASDAQ
all 1,084 news articles »

ABC News (blog)

Credit Card Disclosures: Effective or Not?
ABC News (blog)
Do credit card disclosures influence consumers' financial behavior? And if so, do they influence it for the better or the worse? Today the Consumer Financial Protection Bureau meets to discuss the credit card marketplace, a year after the effective ...
Charlotte consumers' credit-card debt down 8 percent in 2011Charlotte Business Journal
Credit Card Debt is Up, Consumer Wages Are Not: If You Are Taking On Debt ...PR Web (press release)
Worcester Credit Card Debt FallsWorcester Business Journal
Debtmerica Relief (blog) -Bradenton Herald -New York Times (blog)
all 51 news articles »

Plain Dealer

U.S. Credit Card Delinquencies May Be On The Rise
NASDAQ
(RTTNews.com) - US consumers may be getting back to their pre-recession habit of spending more than they can afford, according to the latest figures from credit trend data provider TransUnion LLC. The Chicago, Illinois-based company noted that national ...
TransUnion: National Credit Card Delinquencies End 2011 Nearly 5% Lower Than ...MarketWatch (press release)
TransUnion: 4Q Credit Card Delinquencies Book Lowest Year-End Rate Since '95Wall Street Journal
Number of new credit card accounts jumps 14 percent in 2011 as lenders ease ...Washington Post

all 111 news articles »

Bloomberg

Ex-Credit Agricole Banker Claims Threats, Betrayal in Bonus Case
BusinessWeek
22 (Bloomberg) -- A senior investment banker at Credit Agricole SA told a London tribunal he was threatened and asked to quit after reporting his manager to human resources. Edward Willems, the French lender's former deputy head of fixed-income markets ...
Ex-Credit Agricole Banker Uses Whistle-Blower Rule in SuitSan Francisco Chronicle
Edward Willems, Whistleblower, Sues Credit Agricole Over 'Inappropriately Low ...Huffington Post

all 10 news articles »

American Eagle Federal Credit Union Maximizes Staff Scheduling Using Verint ...
MarketWatch (press release)
MELVILLE, NY, Feb 22, 2012 (BUSINESS WIRE) -- Verint(R) Systems (NASDAQ:VRNT) today announced that American Eagle Federal Credit Union (AEFCU)--a full-service, not-for-profit financial institution--is experiencing business and operational benefits from ...

and more »

Colo5 to House GTE Federal Credit Union Data Center Operations
MarketWatch (press release)
22, 2012 /PRNewswire via COMTEX/ -- Colo5, LLC, a leading independent data center operator headquartered in Jacksonville, Florida, announced it will provide comprehensive Colocation/Disaster Recovery services to GTE Federal Credit Union.

and more »

CBS Local

(credit: Nathaniel S. Butler/NBAE via Getty Images)
CBS Local
He could have waited and joined the Knicks as a free agent with their core intact, and those holding that against him are likely the ones behind the occasional groaning at the Garden when Anthony launches an ill-advised shot. ( credit : Nathaniel S ...
Photo credit: Jeremy Lin/GettyamNY

all 6,782 news articles »

IAMGOLD increases unsecured credit facility to $500 million and Letters of ...
MarketWatch (press release)
IAMGOLD Corporation ("IAMGOLD" or the "Company") today announced that it has received commitments from its bank syndicate to increase its existing unsecured revolving credit facility ("Corporate Facility") to $500 million and its Letters of Credit ...

and more »

The Consumerist

Credit Stocks Needn't Fear the CFPB
Investorplace.com
The concern is that, being an Obama appointee, he'll use regulatory fiat to choke off businesses that operate in subprime credit and debt collection. This would be unfortunate, because investors looking for high-growth stocks with the potential for big ...
CFPB Takes Aim at Debt Collectors, Credit Reporting Agencies: A new proposed ...Chicago Tribune
Consumer Protection Bureau Proposes Oversight of Credit Reports and Debt ...MarketWatch (press release)
Feds Target Debt Collectors, Credit Reporting AgenciesLoanSafe
The Consumerist -Patch.com
all 251 news articles »

KGO-TV

Jamba Juice buys Talbott Teas
Chicago Tribune
Two years ago, Shane Talbott was like many struggling small-business owners: He couldn't get a line of credit from the bank. Now he doesn't need one. His budding specialty tea company, Talbott Teas, was purchased by California-based smoothie-maker ...
Jamba Announces New $6.0 Million Credit AgreementMarketWatch (press release)

all 20 news articles »
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What is Credit Repair and How Can It Help You?

There are millions of consumer credit reports on file from... Read More

A Cure for an Ailing Credit

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Simplifying Your Search For a New Credit Card

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Credit Counseling Basics

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Credit Card Traps: How To Spot Them On The Spot!

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Dont Trade Your Future for Todays DooDads

"Easy Low Down Monthly Payment," "Buy Now Pay Later," "You... Read More

Credit Scores and Loan Applications

Keep Your Credit History Clean - Remove A Negative Credit... Read More

The Hitchhiker?s Guide To Insanity

A new sickness is plaguing the UK called Denial. Denial... Read More

New Credit Advice: Dont Pay off Those Credit Cards!

Credit needed for real estate mortgage financing differs from credit... Read More

Warning: Todays Non Profit Credit Counselors Are Yesterdays Bill Collectors!

Here's a dirty secret, today's "non profit credit counselors" are... Read More

7 Consumer Credit Laws You Should Know if You are Trying to Repair Your Credit

There are seven consumer credit laws you should be aware... Read More

Top 7 Factors to Consider While Reviewing Credit Card Offers

Credit cards have migrated from being hip or convenience product... Read More

10 Step Credit Repair Guide

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10 Signs You May Need Credit Counseling

Debt management programs can be of real help for people... Read More

How to Dispute Credit Report Errors

Your credit report--a type of consumer report--contains information about where... Read More

The Best Strategy To Erase Credit Card Debt

Credit card debt is a growing sickness in the United... Read More

Credit Traps Snag Consumers

Nearly 20 years ago I worked for a small consumer... Read More

SuperCharged Secret 4, Credit Card Utopia

YOU SCRATCH MY BACK, AND I'LL BUY SOME MORE BEER!Let's... Read More

Credit Card Debt: One Way To Avoid It

One of the biggest problems people have in these modern... Read More

Credit Card Entrapment - The Secrets are Out

Have you ever wondered why your credit card bill is... Read More

Low Interest Credit Cards: A Thing of the Past?

With interest rates rising, low or zero percent credit cards... Read More

Credit Card Rates - Negotiating Rates with Your Credit Card Company

Ok, let's face it, everybody hates high credit card rates,... Read More

What You Need to Know About Credit Reports

You hear people talk about credit reports all the time... Read More

Building Your Credit History

Today, credit is an indispensable part of our lives. In... Read More

Cutting Credit Card Costs

What are the APRs charged by the credit cards in... Read More